Step-by-Step Guide: Navigating the Insurance Process for Hail Damage Repairs in Fort Collins and Northern Denver

Experiencing a hail storm in Fort Collins or the northern Denver suburbs can be overwhelming, especially when it comes to dealing with the aftermath and navigating the insurance process. Understanding how to manage insurance claims effectively can save you time, money, and stress. At Lowrie Roofing, we're here to guide you every step of the way to ensure you get the repairs you need without the hassle.

Immediate Steps Post-Hail Storm: The first thing you should do after a hail storm in Fort Collins or northern Denver is get a professional inspection and estimate from a qualified roofer. At Lowrie Roofing, we offer free roof inspections using advanced drone technology to provide accurate, thorough assessments without causing additional damage to your roof.

Initiating the Claim: Once you have your inspection report, contact your insurance company to initiate a claim. Here's what you'll need:

• Your policy number

• Details of the hail storm (date and time)

• The inspection report and estimate from Lowrie Roofing

Best Practices for Filing a Claim:

• Be prompt: Contact your insurance company as soon as possible after the storm.

• Be thorough: Provide all necessary documentation and details to avoid delays.

• Be persistent: Follow up regularly with your insurance adjuster to keep the process moving.

Approval Process: The insurance company will send an adjuster to assess the damage. During this visit, it's helpful to have your Lowrie Roofing inspection report and photos available to support your claim. Once the claim is approved, you can proceed with repairs.

Typical Repair Timelines:

• Roof Repairs: Roofing work can typically be completed in about 30 days once the claim is approved.

• Window Repairs: If you have window damage, repairs might take up to 90 days.

Common Concerns About Filing Claims: Many homeowners worry that filing an insurance claim will increase their rates. However, if you live in Fort Collins or northern Denver, your rates will likely increase regardless of whether you file a claim. It's crucial to address hail damage promptly to avoid more severe problems down the line.

Don't wait to address hail damage. Contact Lowrie Roofing today to schedule your free, no-obligation roof inspection and get started on your insurance claim. Protect your home and peace of mind with our expert guidance and top-notch roofing services.