How Lowrie Roofing Helps Colorado Homeowners From First Call to Final Inspection

At Lowrie Roofing, based right here in Golden, CO, we know how stressful storm damage or roof repairs can be. That’s why we offer a personal, start-to-finish roofing process led by owner Michael Lowrie himself. With over 14 years of hands-on experience—and dual licensing as both a roofing contractor and insurance adjuster—Michael helps you navigate every step of your roof restoration, from the first inspection to your final approval.

If you’ve been wondering whether your roof took a hit during Colorado’s last hailstorm, here’s a full guide to our roofing insurance claims process—designed to make things simple, transparent, and stress-free.

Step 1: Start With a Free Roof Inspection in Golden, CO

We begin every job with a straightforward question: “Where are you at in the process?”

Many Golden-area homeowners reach out to us because:

• They’ve seen roofing crews working nearby.

• A contractor left a card or knocked on their door.

• They’re concerned about hail or wind damage after a recent storm.

Wherever you are in the process, we’ll meet you there—with a free roof inspection in Golden, CO and surrounding areas.

What We Check During Our Roof Inspections:

• Test squares (10x10) on each slope of the roof

• 6–8 hail hits per slope (based on your insurance provider’s standards)

• Signs of gutter damage, cracked siding, chipped paint, and window issues
  

Best of all? We use GAF Quick Measure for a safer, faster, and more detailed evaluation—without the risk of damaging your roof further.

Step 2: Filing Your Roof Insurance Claim

If we discover qualifying storm damage, we’ll help you file a roof insurance claim and get your restoration underway. As a locally owned Golden roofing company, we stay hands-on every step of the way.

We’ll:

• Help you initiate the claim process

• Schedule and attend your insurance adjuster inspection

• Ensure all storm damage is properly documented
  

Because we speak the same language as insurance companies—literally—we make sure your adjuster sees everything they need to approve a full roof replacement.

Step 3: Insurance Estimate Review & Supplement Requests

Many homeowners in Jefferson County and the Denver West area call us after they’ve already filed a claim. That’s okay—we’re still able to step in and help make sure your insurance company didn’t miss anything.

At this stage, we:

• Review your roof insurance estimate

• Check for code-required upgrades (ventilation, ice & water shield, etc.)

• Look for missing line items, such as gutters, drip edges, or siding

As your contractor of record, we create a revised estimate using Xactimate software (the same system insurance companies use) and submit it with:

• Photos

• Municipal codes

• Product documentation

This step ensures your roof replacement is fully covered, up to replacement cost value (RCV), per your policy.

Step 4: Contract, Timeline & Roofing Material Upgrades

Once your revised claim is approved, we finalize the roofing contract and:

• Schedule your project

• Confirm details like shingle color and warranty coverage

• Offer optional roofing upgrades such as:

  • Class 4 impact-resistant shingles (can lower insurance premiums!)

  • 50-year manufacturer warranties

  • Premium ventilation and underlayment systems

We’ll also remind you that your only out-of-pocket cost is your deductible—unless you choose additional upgrades.

Step 5: Roofing Project Completion in Golden, CO

Our team will schedule your job and coordinate every phase of the roof replacement—from delivery to final cleanup.

Here’s what to expect during production:

• We follow all local Golden roofing codes

• We coordinate related trades (gutters, paint, windows)

• We document the job with before and after photos

• We submit all paperwork to your insurance company

When the project is complete and you’re 100% satisfied, we collect the deductible and close out your claim.

Why Golden, CO Homeowners Trust Lowrie Roofing

✔️ Owner-Operated: You’ll work directly with Michael Lowrie—no middlemen or sales reps.
✔️ Locally Based in Golden: We know Colorado’s codes, weather patterns, and claim trends inside and out.
✔️ Licensed Contractor & Insurance Adjuster: We advocate for you while keeping your claim compliant.
✔️ Xactimate Pricing: Fair, insurance-approved pricing with no markups or gimmicks.
✔️ Integrity Above All: No hard sells—just honest advice and top-quality work.

Schedule Your FREE Roof Inspection in Golden, CO Today

If your roof was hit by recent hail or wind storms in Jefferson County, don’t wait. Let our team handle the inspection, insurance coordination, and repairs—the right way.

👉 Click “Learn More” below to schedule your FREE roof inspection.
Or give us a call or text at (844) 767-2524

📍 Lowrie Roofing – Golden, CO’s Trusted Roofing & Insurance Claims Contractor
14365 Foothill Rd, Golden, CO 80401
📞 Call or Text: (844) 767-2524
📧 [email protected]
🕐 Monday – Saturday: 7 AM – 6 PM | Closed Sunday